arctanx asked:


Ok. Basically, we have some unpaid medical bills. The hospital wants their money paid in full, or for us to apply for a loan from City National Bank and make monthly payments.

I really don’t want to apply for the loan in my name, as I feel I am maxed and any additional loans may hurt my credit. My wife isn’t working, but she does babysit sometimes for money. The application is really simple, it asks for employer and estimated monthly income. Could she get financed with “babysitter” as employer? Or “self-employed”? She has never had credit before, no credit card, nothing. So is it worth a try? Should I just get the loan in my name and work on her credit through a pre-paid card or something? Thanks!
Uh spifiwoman top that link seems like spam. It’s not helpful at all.

Emma