Michelleeee asked: I applied for their student credit card about a month ago and have yet to hear back! I’ve been online and it says I should have recieved an answer within 7-10 business days and the associate at the store told me around 15 days. It’s been a month and nothing! I was trying [...]
Manshu Verma asked: How does applying for a credit card hurt my credit score?Every time you apply for a credit card, the credit card company makes an inquiry into your credit report. These are also known as hard pulls. Each of these credit inquiries or hard pulls, take away around 5 points from your credit [...]
retrodragonfly asked: I’m having a problem with getting a credit card in my name. Since I’ve graduated from high school I’ve had a credit card but its in mine and my dad’s name. We both assumed that it would build up my credit but it turned out to not. I pay a bills in full [...]
Redpearls22 asked: If you lie about your income on an application for a store credit card, (i.e. target, wal-mart) could you go to jail for it?Benjamin