momyluvinc asked:


If a credit card company issues a credit card to a 14 year old minor because they can lie on the application, can they harrass the parents about paying the debt? Will it carry over after they are 21 to pay or will the statute of limitations apply to this as well- 7 years and off their credit?”
It was a friends Daughter- she wanted to go shopping- gave her real SS# but her age she entered a false birth date to appear older. I dont know why the credit card company gave her a card, was a 300 dollar limit.

Tiffany

desire_sweet_passion asked:


my friends grandmother recieved a call saying that my friend and her grandfather had applied for credit, they had every bit of info from my friend and her grandfather. my friends grandmother doesn’t believe that my friend didn’t do this because all the evidence the credit card company had says she did. my friend 6 months ago put a credit fraud alert on her ss# and thats what alerted these credit card applications, but still her grandmother wont believe her and is pressing charges…what type of ivestigation will they do if the cards were never used? Will my friend be able to prove she didn’t do it if the person who did this have all of hers and grandfather’s info…

Tommy

Beulah S asked:


Got approved for credit card, when I did application (not jointly), but by myself, at the end of application it asked if you would like a second card for a family member to use from same account. I put my daughters name down since she was in high school, and sometimes needed money when she was out with friends. Keep in mind this was a single account, not joint. Well I could not keep up with payments, and the collectors call here asking for me and my daughter. I dont even think I had to use her SS# when I used her as the other family member for the second card. I only think I had to use her name. How could they put this on her, How could this affect her credit if it was MY account???? They call and ask for me and my daughter, shouldnt they only be asking for me?????

Clara

axium12 asked:


I was just asked to fill out an Amex Corp Card Application so I can be issued a company card. My question is due to some bad decisions with friends and family my credit is shot. I am currently working with all debtors and am slowly paying them all off. My score is currently low and I have been promoted in my company. If the company is the underwriter but the application is requesting my SS# and current address, will my negative credit affect them issuing me a card ? I really do not want this to adversly affect my long standing relationship with my employer.

Kenneth