Credit Card Application

retrodragonfly asked: I’m having a problem with getting a credit card in my name. Since I’ve graduated from high school I’ve had a credit card but its in mine and my dad’s name. We both assumed that it would build up my credit but it turned out to not. I pay a bills in full [...]

Louis Tsui asked: We have all gotten them, the unsolicited mail from a random credit company telling us that we have been pre-approved for a credit card with a limit up to a certain amount (this depends on the current promotion the credit card company is running as well as the strength of your credit [...]

Epa L asked: My credit score with TransUnion is currently 772, Exp. is 767 and Equifax 765. Believe it or not citibank declined my application for a credit card. Then I applied for a card with Bank of America, the results? The will send me a letter within 30 days. Does anyone knows why is [...]

Derek C asked: I want to get a credit card.
I’m 18, a college student and have no credit history as far as I know. I have applied for several cards but was denied because I have no credit history. Also I recently began co-renting an apartment with a friend though and the credit application was [...]

Diana asked: I am currently 25 years old with one major credit card that I have held for nearly 10 years. I carry a few store credit cards as well. I pay all of my credit card bills on time, in full, never carrying any outstanding balances on any cards. All car payments paid on [...]

twistedriffster asked: I want to apply for my first credit card to build a good credit history and I am currently a 3rd yr. college student. The card I want to apply for is the Visa College Platinum Card that has no cosigner or minimum income. Do you think the no minimum income [...]

Andy Owen asked: We get credit card applications via mail, and we all know how they work. While many credit card offers in the mail are already approved in advance, you still have to wait weeks and weeks to get a response. These days are long past. The Internet makes everything easier and a response [...]

potentially_perfect asked: I’ll be attending college this fall, I’m 19, have only one US Bank credit card open, and a credit score of 679. Should that get me like a Discover or CITI credit card? Also, does it hurt me to fill out an application for credit? Thanks!Ella

Alain Diza asked: This article tells you exactly what you need to do if you’re ever denied or rejected on any of your credit card applications both online and offline. It may be easier to deal with than you think…No doubt, you’ve probably gotten literally hundreds of credit card applications in the mail and online, [...]

Nick Makaryk asked: With the advancement of the years, the public has accepted the major change called the “credit card”. It is truly a major change. Instead of stressing over carrying enough money to get what you want or need when shopping, your Visa or MasterCard can make sure you can have a great shopping [...]