Posts Tagged ‘Credit Reports’

How Long Do Credit Inquiries Stay on a Credit Report?

Tim Gorman asked: Credit reports can be a bit of a balancing act. On one hand they need you to take out credit so that they (the big three credit reporting agencies) can see that you have a good payment history otherwise they have nothing to base a credit report on. But if you take [...]

How to Correct Mixed or Split Credit Reports

Pammila Phillis asked: Credit reports contain errors on a regular basis. So, before applying for new credit or beginning your credit repair journey make sure that all of the information contained in your credit report is yours.Reasons for such mixes include:1. Common name. For example, a father and son who live at the same address, [...]

Credit Card Application: What You Should Know

Joel Owens asked: Getting a credit card application is a typical scenario that most Americans have probably experienced at some point in their lives.  The reasons for this are as diverse as the people who use them, although some of the most common reasons why they apply for a credit card include safety (it minimizes [...]