MusicKid asked: Credit History: 2 Months Number of cards: 3 Balance: 0 Credit limit: a little over $1500 in total past applications I made : a little over 3, nearly a month ago. I pay my bills each month in FULL, and after checking my credit report, everything is in good standing with no late [...]
Morgan Hamilton asked: It can be a devastating day when you receive a denial letter in the mail when you were expecting a shiny new Citibank credit card. The first question you are likely to ask is, “Why was I denied?” There are several reasons why your Citibank credit card application would be denied including [...]
michelle asked: im a college student, i dont have any credit history, i just applied a citi mtvu credit card which is designed for collge student, but when i submit the application, it says application received, and ask me to wait for 7 days for the decision, this is my first time applying credit card, [...]
Josh Riverside asked: A bank credit card is an extremely incredible and convenient piece of plastic with which one can purchase goods and services. An average American now holds up to eight bank credit cards. In order to qualify for a bank credit card, the applicant must be eighteen years of age and should have [...]
Crystal Tears asked: I was denied a credit card from the bank because I didn’t have enough credit history. Now I’m getting credit card offers from Capitol One and American Express almost every week. Does this mean I might be able to obtain a credit card from a different company? Just the bank wasn’t okay [...]
Ahmad asked: I’m a graduate student with no credit history till now, and I just applied for a Discover Student Credit Card last week. They called me up and told me today that they’re sending out a form which I would have to fill along with a ‘co-applicant’. What exactly is a role of a [...]
Paul Sarwana asked: A credit card application can feel like a shot in the dark, what enables a consumer to get approved for a credit card? There are several factors that will prevent a person from getting a plastic money. Remember that companies want to approve you, after all, you’d be their customer. Don’t give [...]
Morgan Hamilton asked: When it comes to credit card applications there are quite a few factors to consider. To me, I immediately think of the paper applications that the credit card companies send through the mail in their solicitations. They still do it, just not nearly as much as they used to.The preferred method now [...]
First Decision = Last Decision asked: I have an account in Citibank with healthy balance and regular inflows. I have taken a few loans in recent times and did not default in payment. My credit score is around 560. I also use my dad’s credit card (joint account) with huge credit limit and have excellent [...]
Barbara Camie asked: But getting it approved by the authority and the issuer is totally a dissimilar thing altogether. There are many companies of credit cards who are placing many stringent requirements to fulfill from their candidates. One among those requirements is huge credit score or a best credit rating.The good credit status does not [...]