Joseph Kenny asked: If you have bad credit, you may be under the impression that you are not able to apply for a credit card. While it is true that you may be rejected from getting certain credit cards or loans, there are options available for those who have bad credit. Since a sizeable percentage [...]
Manshu Verma asked: How does applying for a credit card hurt my credit score?Every time you apply for a credit card, the credit card company makes an inquiry into your credit report. These are also known as hard pulls. Each of these credit inquiries or hard pulls, take away around 5 points from your credit [...]
Morgan Hamilton asked: With so many things to discuss about credit cards, you get to know more about the pros and cons of having one. In spite of the disadvantages however, it is realistic to say that it is a helpful tool for everybody to manage expenses. There’s no denying it. Credit cards are one [...]
Robert Weber asked: Getting a credit card with a high credit limit is not a very straightforward process. When you apply for a credit card, whether online, by phone or through the mail, the credit card company first determines if you are approved and then determines your credit limit. Unfortunately, no credit card company can [...]
Albertina Belmont asked: If you are considering applying for a credit card, there are several things that you have to keep in mind. Some people have the misconception that these cards are issued only by banks. Though banks are the major organizations in this field, but there are several consumer and retail stores as well [...]
Morgan Hamilton asked: Being an applicant, you should first determine your needs and have your credit history evaluated. If your credit history has a good rating, choose a card issuer. Then, go to the office of the issuer, or visit the card issuer’s website, fill out a form, read the credit terms, and sign on [...]
momyluvinc asked: If a credit card company issues a credit card to a 14 year old minor because they can lie on the application, can they harrass the parents about paying the debt? Will it carry over after they are 21 to pay or will the statute of limitations apply to this as well- 7 [...]
Joel Owens asked: Applying for a credit card may be a stressful time for anyone if they don’t know what they’re doing. Knowing more about them and learning its process can make a big difference in making your application as stress-free and relatively painless as possible.Here are some guidelines to help you make the process [...]
nycgreekguy004 asked: so if one applies for a card…and lies on their application and get approved…how do the cc know? what if u dotn work but u just tell them u do? and u lie about ivome and ect..?Annie
Andy Owen asked: We get credit card applications via mail, and we all know how they work. While many credit card offers in the mail are already approved in advance, you still have to wait weeks and weeks to get a response. These days are long past. The Internet makes everything easier and a response [...]