Eleven545576 asked:

A great value card with a great lowest rate and up to 90 days interest free. Value+ Credit Card. Our Value+ Credit Card is designed to make your life a little easier See what cards you are truly pre-approved for by just submitting some info. You can always compare and apply for the Visa,…

Ray

italymanru asked:


I was applying for cards and to be honest I don’t even remember filling out the application for this account. But I received a Chase business account card and approved for $10,000 on it. I activated it and have been using it since. My question is, does it matter that I do not have a business and only using it as a personal account? Am I going to be assumed to report a business during tax season? I got this card but I can’t even get a capitol one card. Someone please help me out here. Thanks!

Jessica

rolly b asked:


hi guys
I am in difficult situation. My manager told me if i won’t get sears credit card application to customers, they fire me
How can i make customers to aplly for credit application
THanks

Javier

Derek C asked:


I want to get a credit card.

I’m 18, a college student and have no credit history as far as I know. I have applied for several cards but was denied because I have no credit history. Also I recently began co-renting an apartment with a friend though and the credit application was approved probably because of his credit. Does this do something to my credit history that would somehow give me a credit history or score or something, and if so, is there some kind of timeframe when stuff starts to get reported to the credit reporting agencies? Thanks for the help.

Zachary

nullgateway asked:


Right now many people pay on time (out of fear lets say) so that they do not trigger a 30% rise in their cards interest rates.. I just read the contact on a new card application and was shocked at how much a rate can jump so easily… Believe me when I say I get it…but now consider the following questions with regards to human nature.

Do you think that people will take advantage of the new laws which prevent rates from being raised quickly. Seems to me that many more people will now put off paying that bill on time (because of less fear of triggering an interest hike). What will stop the credit card companies from dramatically increasing the annual rate on a card or charging some fixed penalty fee (its not interest) ? Or just raise what they charge stores who in turn will raise prices.

If your credit report gets flagged for paying late I don’t think you could just “shop” for a lower annual fee. Wouldn’t all of the card companies see this and charge you a high annual fee no matter what company you went to? Is this a loop hole in the legislation? Would this now raise the cost of a credit card for everyone?

Anna

Andy Owen asked:


We get credit card applications via mail, and we all know how they work. While many credit card offers in the mail are already approved in advance, you still have to wait weeks and weeks to get a response. These days are long past. The Internet makes everything easier and a response to an online credit card application takes minutes, not weeks and weeks.

If you have good credit, you will be approved with no difficulties. Cards with better terms and prices will be available to you. Before you register online, you need to know how good your credit is. You can always get a free online report and check this yourself. If you do this at least twice a year, you will always know where you stand with your credit.

There is no better time then now to check your credit, particularly if you don’t know it or it has been a long time since you last checked it. Resolve any aspects of the report that are not beneficial. Remember that being rejected for a credit card can affect your Credit Score as well, and plays an important role in future offers.

After reviewing your credit report and making any necessary improvements, you can apply online for an immediate answer. Regardless of the credit card company you will be asked questions like your name, phone number, Social Security number, age, employer and income.

When filling out an application for a new card always check the terms and conditions. Look at the APR and make sure there are no surprises. After submitting the application, with your social security number, they will pull your credit report and use it to decide if you are eligible for a card.

Before filling out an application online make sure the site is encrypted. The standard SSL encryption these days is 128-bit, which will ensure that the information is protected. If the site is less than 128 bits, it is possible for others to steal your data – which could lead to identity theft.

An online credit card application can provide a response within minutes. If you are approved, it can be as little as a few days before you receive your card. If you are not approved you will be mailed the reason why. With so many online choices it is easy to find an instant credit card application that is best for you.



Glenda

Stephanie Andrews asked:


haven’t used online search methods to apply for a new credit card, it’s time to get started. The Internet offers many benefits for today’s shopper. You can use the Internet to your advantage when it comes to credit card applications. Here’s how.

Start by Searching

To get started, simply type in keywords such as “credit card applications” into a search engine like Google. You’ll find plenty of options appear right away. You can click on a website to begin browsing the cards.

When you get to a site, check for a number of things. See if it has been recently updated. Make sure it looks professional. And click through it to check that it offers plenty of card options. All of these are signs of a valid website.

Compare Offers

One of the largest benefits that the Internet has to offer is in the area of selection. You can find so many options with just a few mouse clicks. Look through the different categories of cards to find one that works for you. If you are partial to a particular bank or card issuer, look through those sections as well.

Many cards specify what level of credit they are designed for. If you know you have excellent credit, you will most likely be able to get approved for any type of card. If your score is lower, however, you’ll want to look for an application that caters to good or poor credit.

Investigate the Perks

Another of the Internet’s advantages comes in the form of information. Once you find a card that you like, look for online reviews. Chances are you’ll find a number of sites that offer credit card reviews. You can read through these and then decide if you want to apply for the card or not.

If you’re not sure what type of card to apply for, you can look at articles online that explain some of the card’s different features. You can find out if a low interest or rewards card would be better for you, or if you should look into other options. Take the time to read through some articles about using credit too. That way you’ll be off to a good start even before you apply.

Apply Online

After you have decided on the card you want to get, you can apply for one online. Credit card applications use the latest technology when it comes to security, so you don’t have to worry about your information being lost when you send it in.

The application process usually takes a short time. If you have the needed information at your computer, you’ll be able to get through the application fairly quickly. Once you finish filling it out, your application will be sent in via the Internet. You can expect the actual piece of plastic to arrive in your mailbox in about a week.

That’s all there is to it. With a little bit of searching, you can use the Internet to your advantage when shopping for a new credit card. Then keep going online for credit card help in the future. By doing so you’ll get the most out of the Internet when it comes to credit cards.

Lewis

desire_sweet_passion asked:


my friends grandmother recieved a call saying that my friend and her grandfather had applied for credit, they had every bit of info from my friend and her grandfather. my friends grandmother doesn’t believe that my friend didn’t do this because all the evidence the credit card company had says she did. my friend 6 months ago put a credit fraud alert on her ss# and thats what alerted these credit card applications, but still her grandmother wont believe her and is pressing charges…what type of ivestigation will they do if the cards were never used? Will my friend be able to prove she didn’t do it if the person who did this have all of hers and grandfather’s info…

Tommy