Posts Tagged ‘Bad Credit Rating’

Guidance to Proper Credit Card Use

Mirsad Hasic asked: Almost everyone has at least one credit card these days. It has been becoming a need rather than merely a lifestyle. However, do they really know how to use their cards wisely? This is still in doubt. They will surely know how to spend the cards until reaching the limit. They also [...]

When you apply for a Visa Debit Card are you considered to be applying for “credit”?

Kate asked: I have a bad credit rating but am interested in a Visa Debit Card (where you preload funds – not the secured kind). If I apply for one will the credit bureau or Visa consider the application to be for “credit”?Benjamin