Morgan Hamilton asked: Getting a Master Card can be exciting. But before you even fill out the credit application, there are a few things you should know about the card you are applying for. The interest rate, grace period, fees and cash advance polices are all important terms that should determine whether you apply for [...]
Manshu Verma asked: How does applying for a credit card hurt my credit score?Every time you apply for a credit card, the credit card company makes an inquiry into your credit report. These are also known as hard pulls. Each of these credit inquiries or hard pulls, take away around 5 points from your credit [...]
John Campbell asked: Before you ever sign up for a credit card you should read the disclosure box at the bottom of the credit card application. The information you read in the disclosure could change your mind about whether or not you even want the card.Even if you’ve been pre-approved for a credit card you [...]
Ed Vegliante asked: Do you want more credit at your fingertips? Applying for a credit card is now faster and easier than ever. With instant approval credit cards, you can find out whether you have been approved online in less than a minute. Here’s what you need to know about instant approval credit cards.The Instant [...]
Tom Tessin asked: If you’ve been to college before, you’ve seen the millions of ways college kids have been drawn in for a credit card application. The sad thing is though that a lot of these kids don’t necessarily realize what they are getting themselves into. We are going to break down some ways on [...]
j7sugar asked: I am a college student and am considering getting my first credit card now. Is there any way to guarantee a credit approval? I get financial aid paying for my college tuition. I work part-time and earn cash. How much should I fill in the annual income so it would not affect my [...]
Perry Hampton asked: The internet has become the fastest and most convenient way to be able to locate and compare a credit card company from another. No doubt it has become widely used in financial transactions such as credit card applications. However, with a significant incidence of fraud online, consumers are now in a critical [...]
Mario Churchill asked: Even with bad credit, you can still have a chance of obtaining a credit card of your choice just as long as you make the right noises and of course create the right impression.How to Impress When Applying for a Credit CardCreating a favorable impression depends on the type of application process [...]
Joel Owens asked: Getting a credit card application is a typical scenario that most Americans have probably experienced at some point in their lives. The reasons for this are as diverse as the people who use them, although some of the most common reasons why they apply for a credit card include safety (it minimizes [...]
JP asked: I’m currently tying to apply for my first credit card. I am a college student and I only have a part-time job. Last year I made about $5,000. What do I put on the application under income? I don’t want it to decrease my likelihood of getting a loan so should i put [...]