Crystal Tears asked: I was denied a credit card from the bank because I didn’t have enough credit history. Now I’m getting credit card offers from Capitol One and American Express almost every week. Does this mean I might be able to obtain a credit card from a different company? Just the bank wasn’t okay [...]
Morgan Hamilton asked: When it comes to credit card applications there are quite a few factors to consider. To me, I immediately think of the paper applications that the credit card companies send through the mail in their solicitations. They still do it, just not nearly as much as they used to.The preferred method now [...]
Morgan Hamilton asked: Filling out a 0% interest credit card application is a wonderful way to save money. It most especially makes sense if the 0% APR is also good on balance transfers. Of course, whenever you see a zero percent offer you must realize that it is an introductory rate.Credit card companies are not [...]
Raul T. Cruz asked: I can still remember seven years ago when I applied for an American Express card online. It took more than one month for me to get approved. Nowadays it’s a lot different. With instant approval, you usually receive notice via email of your acceptance within seconds of completing an online card [...]
Max Anderson asked: Not all banks who offer secured credit cards advertise the fact. Because of this, you may find yourself applying for numerous unsecured credit cards before you come across a secured credit card application.This can result in numerous inquiries on your credit report and a decrease in your credit rating (which is part [...]
M Rasing asked: A number of people are afraid of credit cards. They feel that they will only ruin their financial discipline. They are afraid that they will be buried in debt. Their credit rating might be compromised and they will not be able to apply for personal loans and line of credit in the [...]
jesterx626 asked: I was looking at airline miles credit cards, and this one has no annual fee. It says the card and the rewards program is fee-free. From their main website: “0.00% Introductory APR (0.0000% DPR) for Purchases for your first 6 months of Cardmembership. Then, a variable APR of 13.24% (0.0363% DPR);15.24% (0.0418% DPR); [...]
k c asked: In jan of 2007, when I was 17 years old, I had lied on my age on a credit application to American Express for a credit card. A few days later It came in the mail with a $2000 Limit. I had regretfully used it. In Feburary, American Express had sent me [...]
ricky_72749 asked: Someone referred me to “OPEN Business Network” by American Express, where I wanted to apply for my first business credit card. The Application was successful, but now in the mail when I got the Gold card, it does not have any ‘spending limit’ and it turned out to be a Charge card and [...]
Dave Nichols asked: If you are about to make a prepaid credit card application it’s likely you will have a number of questions. This short article will answer your main concerns.What are Prepaid Credit Cards?Prepaid credit cards are not a credit card as such, as no credit is offered by the card issuer. Money is [...]