Need to get a credit card in my name?

retrodragonfly asked:


I’m having a problem with getting a credit card in my name. Since I’ve graduated from high school I’ve had a credit card but its in mine and my dad’s name. We both assumed that it would build up my credit but it turned out to not. I pay a bills in full and on time but I do not have any credit score obtained. No credit card companies will accept my application because I have no credit. They don’t care that I have a full time job and a checking and savings account. Please I really can use some sound advice because I really hope to someday buy a home and it will be impossible without any credit obtained.
I’ve tried to get a store credit card and failed and I’ve also tried to get a card from my bank. The lady said she would see what she can do since she knows me well but I haven’t gotten any luck yet.

Ana
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