I applied for a credit card on line and when it came I decided that I no longer wanted it?
teksonn asked:
I’m trying to fix bad credit so I applied for a credit card on line and when the bill for a $59.00 annual service fee arrived before the card, I decided that I didn’t want it. While I was going through all the pages of the on-line application there was one page that stated that I had thirty days to cancel, but the paperwork I got in the mail says nothing about this and to access this page on-line I would have to go through the process of applying for another card (not happening). Also, the paperwork that came with the card says that I have to call a phone number to activate the card before it can be used. QUESTION: Do I need to call or e-mail these people and tell them I don’t want the card anymore (it hasen’t been 30 days yet), or, if I just don’t activate the card does that mean the account has not been verified and so then it becomes null and void?
Carrie
I’m trying to fix bad credit so I applied for a credit card on line and when the bill for a $59.00 annual service fee arrived before the card, I decided that I didn’t want it. While I was going through all the pages of the on-line application there was one page that stated that I had thirty days to cancel, but the paperwork I got in the mail says nothing about this and to access this page on-line I would have to go through the process of applying for another card (not happening). Also, the paperwork that came with the card says that I have to call a phone number to activate the card before it can be used. QUESTION: Do I need to call or e-mail these people and tell them I don’t want the card anymore (it hasen’t been 30 days yet), or, if I just don’t activate the card does that mean the account has not been verified and so then it becomes null and void?
Carrie
