Further processing of Target Credit Card after pre-approval?

porcelina_68 asked:


I received a pre-approval slip from Target, and I applied for the credit card. After submitting my application, the slip said “requires further processing”, and that they will contact me within 10 days. I just called the phone number for Credit Services to see if I could check the status of the processing, and all they told me was that I would receive a mailed response.

I was under the impression that if you applied from a pro-approval slip, you were guaranteed either a Target Visa card, or a Target Credit Card, as long as you could prove who you are, and could enter into a valid contract. Why the mystery, then?
The pre-approval slip states, “You’ll get an account if you can legally enter into a contract and we can verify your identity when you apply.”

All of you are meaning “pre-qualified”. That is different than pre-approved.

Justin

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