Archive for the ‘Personal Finance’ Category

Does the statute apply 7 years to a minor (14 yr old) that is issued a credit card by a credit card co?

momyluvinc asked: If a credit card company issues a credit card to a 14 year old minor because they can lie on the application, can they harrass the parents about paying the debt? Will it carry over after they are 21 to pay or will the statute of limitations apply to this as well- 7 [...]

Joined NYC’s MCU Municipal credit union and filled out a personal loan application what are the odds of appro?

N227 asked: Well I went to my local MCU bank today and opened an account and I also applied for a 2500 personal loan. I just recently started a new job and my FICO score is 623 the other scores are much lower. I have 2 credit cards and they are fairly close to the [...]

Where can i go to apply for multiple credit cards with just one application?

Bom-Bom asked: I ALSO WANT INSTANT ONLINE APPROVALSTerri

If I’m applying for a credit card and I’m a student what do I put for income?

JP asked: I’m currently tying to apply for my first credit card. I am a college student and I only have a part-time job. Last year I made about $5,000. What do I put on the application under income? I don’t want it to decrease my likelihood of getting a loan so should i put [...]

Do i have to have a job to get a credit card?

patricia d asked: im a stay at home mom and my husband works but the application asks for my employers name and number and if we pay rent which we don’t because he is in the military and we live on base. will they deny me because i don’t have a job? i can put [...]

Can delinquent credit card affect other family memeber not on account?

Beulah S asked: Got approved for credit card, when I did application (not jointly), but by myself, at the end of application it asked if you would like a second card for a family member to use from same account. I put my daughters name down since she was in high school, and sometimes needed [...]

What does “pending credit card authorization” mean?

just m asked: I made an application and now they’re saying this. What should I do?Jon