Archive for February 2010

the noose of the credit crunch?

Liana Mei asked: Who here has either been denied a credit card application for a lower rate for which they thought they were approved or has had their credit limit cut in the last month or so. I’ve heard AMEX is a great card so I thought of applying for one, then I thought better [...]

Do you love or hate your CREDIT CARD?

Over The Rainbow asked: and why? What are the basic terms or your card…name and city, state of orgin, % interest, annual fees, application fee. I am most interested in one to rebuild credit.Andrea

Question about credit card?

aj lewis asked: Hey guys… thought I’d ask this here, I got a credit card about two years ago and just about four months ago I hit a financial road block and have been unable to make much payments. They sent me to collections recently and they have (collection agency), understandably, been calling a lot, [...]

Will a credit card application today affect closing on a home tomorrow?

toni asked: I’m closing on a house tomorrow. Will my credit card application that went through today (rejected, btw) affect anything tomorrow? Or is it safe to assume all of the loan stuff is pretty much done, we just have to sign the papers? I have no credit history. We’re signing the papers tonight, but [...]