Archive for March 2009

American Express Corporate Card/ Bad Credit?

axium12 asked: I was just asked to fill out an Amex Corp Card Application so I can be issued a company card. My question is due to some bad decisions with friends and family my credit is shot. I am currently working with all debtors and am slowly paying them all off. My score is [...]

Credit Card Application Online

Carol Bell asked: Companies who offer online credit card applications always receive a number of questions from the applicants about the procedure of applying for a credit card. Many finance companies now offer this facility and ensure that it is convenient for the user with an application process that is helpful. Websites like this also [...]

Oldest credit card suspended, will oldest debit card history help?

littlebear asked: I just found out that my oldest credit card (more than 8yrs) was suspended due to no use for over 13 months. Now my second oldest credit card states “Member since 04″, that greatly shortens my length of history. i found that my KOHL’s card (debit?) dates back to 2002. Will it help? [...]

What Is Involved In a Business Credit Card Application?

Uma A Ilango asked: WHAT IS INVOLVED IN A BUSINESS CREDIT CARD APPLICATION?A business credit card may save you money, make bookkeeping easier and increase your company’s credibility. The first step to applying for a business credit card is to do an extensive research on the various business credit card offers in the market. Only [...]

I have never had credit?

manel f asked: I have about 1200 dollars i owe that was reported to the crdit berau but now i have a bill of 16 thousand i owe to the dentist i am on a financing plan does this mean my credit score will go up and i will recieve credit card application in the [...]

What can help me get approved for a student credit card?

scu frosh asked: I recently got declined for the reasons below which is from an online letter. what can i do different? “Your consumer credit bureau score from Trans Union is too low (See below) Amount of annual income listed on the application is insufficient or missing. High utilization of credit lines or insufficient utilization [...]