Archive for March 2009

Signing up for a credit card just for their bonuses?

lildragons916 asked: Hello, im thinking about signing up for the Buy.com Plantinum Visa Credit card and im not sure if its a good credit card or bad can you guys help me decide is it worth the saving of 30 dollars ? o-o Information Annual Percentage Rate (APR) for purchases 13.99% variablea, 16.99% variable, or [...]

Credit Card Application With Faster Approval

Stephen Chua asked: Today’s consumers are very demanding. They are used to the fast pace of modern day society and want everything to be done in a fast and efficient manner. And this apply to credit card applications as well. No one like to go through the hassle of filling up a lengthy form and [...]

Im thinking about taking out a loan to help out my credit report but have a question?

Arif R asked: If for some reason they do not give me the loan, will that hurt my credit score? Because I know when you get declined from credit card applications it hurts your score. Also, do you need to have a real god reason to take out a loan or is “I want to [...]

Credit Card Application for Starters

simon asked: Plastic money” is a term dubbed by the people of the world in reference to the wondrous item called the “credit card.” And at the rate the economy is going and with the pace of life that we have right now we want everything done the express way. That’s why a lot of [...]

Are Online Credit Card Applications Really Safe?

Anne asked: Very often you can hear the statement that applying online for a credit card is safe and fast. At the same time, it is common knowledge that cases of online identity theft are frequent enough to make people be afraid of it. Is it really dangerous to order plastics via Internet? Let us [...]

Error on Credit Application, Now Filing For BK?

imfromsouthcali asked: When I was 18 years old, I was living with my college boyfriend and his aunt. I rec’d a few credit card offers and when it asked “household income”, I listed $45K since that was the amount that my boyfriend and his aunt were making combined…I, at the time, was not working but [...]

Reasons for Filling in the Credit Card Application

Clint Jhonson asked: The consumer oriented card may help you deal with your daily purchases. The high charges, fees and interest rates can be avoided thanks to the innovations brought by the credit card applications. Having such a credit card is going to ease your life. This card is a very convenient item that will [...]

Credit Card question?

Joey L asked: I want to know why is it that as soon as high school graduates go into college or go for a higher education that credit card companies mail them applications to obtain credits cards. I do not know how credit cards fully work I only saw how devastating it can be if [...]

i want to ask with a secure credit card from orchard bank?

TRUELOVER asked: and u mail the deposit in with your application are u approved as long as u send in proof that it is you applying for a secure credit card.thanks to everyone who answer this question.Alvin

B of A signed us up for a $7500 Visa card we did not ask for- will this hurt our upcoming mortage application?

Giant Wang asked: I went into the branch about a month ago and the teller said I had the old type of checking account and they have a newer version with no extra fees or anything and asked if I would like to convert it over. I said sure, as long as there are no [...]